City Collections Privacy Notice

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the account we are collecting. This information can include:

• your name, mailing address, telephone number, and email address;
• your account balance and payment history; and
• the payment information you give us to make a payment.

When we are no longer collecting your account, we continue to share your information only as described in this notice.

All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share personal information; the reasons City Collections chooses to share; and whether you can limit this sharing.

Email [email protected] with the subject “City Collections,” or write to City Collections, 228 Park Avenue South #40708, New York, NY 10003.

City Registered Agent LLC d/b/a City Collections (“City Collections,” “we,” “us”), a debt collection agency. This notice covers the personal information of individuals whose accounts City Collections collects, including accounts placed with us by other creditors.

To protect your personal information from unauthorized access and use, we maintain physical, electronic, and procedural safeguards designed to meet the Federal Trade Commission’s Standards for Safeguarding Customer Information (the Safeguards Rule, 16 CFR Part 314). These include encryption of data in transit, access limited to personnel who need the information for their role, and secured files and systems.

We collect your personal information, for example:

• from the creditors who place accounts with us for collection, such as your name, contact information, account balance, and payment history;
• when you make a payment or give us your payment information; and
• when you contact us or respond to our communications.

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes — information about your creditworthiness;
• affiliates from using your information to market to you; and
• sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing. See “Other important information” below for more on your rights under state law. City Collections does none of the sharing listed above.

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• City Collections does not share your personal information with affiliates.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• City Collections does not share with nonaffiliates so they can market to you.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• City Collections doesn’t jointly market.